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Scenario Testing

Find every lender who would say yes

Enter a deal once. bips checks 40+ Canadian lenders against their real guidelines and shows you who qualifies, who doesn't, and exactly why — in seconds.

Core Feature

Intelligent lender matching

Stop guessing which lenders will approve a deal. bips reads real lender guidelines — credit minimums, LTV limits, GDS/TDS thresholds, property types, and geographic restrictions — and returns a ranked list of every lender who qualifies.

  • Matches against real-time lender guidelines
  • Shows exactly why each lender is or isn't a fit
  • Ranks by rate and fit score
  • Includes BDM contact info for instant submissions
Deal #124712 matches

Amount

$485,000

LTV

78%

Credit

720

Top Matches

1
First National
4.89%
2
MCAP
4.94%
3
RMG
4.99%

Scenario Comparison

Current

720 credit · 78% LTV

12

lenders

Credit → 740

740 credit · 78% LTV

18

lenders

LTV → 75%

720 credit · 75% LTV

21

lenders

What-If Analysis

Run scenarios to find the path to approval

Show clients exactly what it takes to qualify with more lenders. Adjust credit score, down payment, or income and instantly see how many more lenders open up.

  • Compare multiple scenarios side-by-side
  • Identify the smallest change that unlocks more lenders
  • Save scenario history per deal
  • Generate client-ready reports

Everything in the matching engine

Built for how Canadian mortgage brokers actually work.

AI Lender Matching

Enter deal details once. bips instantly checks every lender guideline and tells you who will approve the deal — and why.

Scenario What-If Analysis

Run multiple scenarios side-by-side to see how changing credit, LTV, or income affects lender eligibility.

Filogix Import

Import deals directly from Filogix Expert with one click. No re-entering data.

AI Notes Extraction

Paste broker notes or a client summary and bips auto-fills the scenario fields using AI.

Geographic Coverage

See which lenders serve the property location with visual service area maps.

Lender Guidelines Library

Access always-current lender guidelines, rate sheets, and BDM contact info — all in one place.

From deal details to matched lenders in seconds

01

Enter the deal

Type in deal details, import from Filogix, or paste broker notes and let AI extract the data.

02

bips checks every lender

Our engine runs the deal against every lender's guidelines — credit, LTV, GDS/TDS, property type, and location.

03

Get a ranked match list

See every qualifying lender ranked by rate, with BDM contacts and the exact reasons each lender does or doesn't fit.

Never miss a lender who would say yes

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